Don't be afraid to stick to neutral colors on a card! I used Crumb Cake exclusively outside of the pop of yellow from the Harvest Meadow Designer Series Paper pack.
TIP: To adhere it I added my adhesive to the card base and then folded the ribbon and pressed it to the adhesive. It sticks better when you apply it directly to the paper instead of directly to the ribbon.
Sponge some crumb cake ink the edges of your banner to create a more vintage look.